Where does it all go? You make pretty good money, but there is never enough. Worse yet, you’re getting behind and some of those credit cards are getting to be a real burden. What do you do? How about your business? On paper, cash flow looked good, but your expenses seem to get higher each month.

First, let’s figure out what you are spending. Some of those expenses you can’t do much about. Rent, house payment, utilities. However, there are probably a lot of other money leaks that can be dried up or at least throttled back. It may take a little belt-tightening, but we’ll figure it out so you can live within your means and start thinking about saving for your future.